Secure fixed-term deposits
With the ECB — trusted German banking partners
▬ Our services ▬
For savers who value stability.

With fixed-term deposits, the interest rate is set at the start of the term and remains unchanged until maturity. That gives you planning certainty and a clear picture of your expected return.

Your access, personal data, and account history are protected by modern security protocols and controlled digital processes. Security is not an add-on—it is an integral part of the service.

Connect your existing bank account and complete the deposit through a clear online workflow—no unnecessary complexity, no outdated paperwork, and no confusing steps.

Monitor your deposit term, expected interest, and maturity dates in one place. The dashboard is designed to give you a practical overview without overload.

Choose a term that fits your savings strategy—whether you are setting aside capital for short-term needs or looking for a structured multi-month allocation.

At maturity you can decide whether to withdraw, reinvest, or roll the amount into a new term—giving you a disciplined way to make your money work harder over time.
▬ Our pricing ▬
Competitive fixed-term deposit offerings
3-6 Monate
6-12 Monate
12-24 Monate
Security and transparency are top priorities.
When you place funds in a fixed-term deposit account, trust matters. That is why the service is built on regulated contractual partners, transparent product terms, and a digital process that is clear from start to finish.

We operate in a regulated environment and focus on structured savings solutions offered through licensed bank partners.

Risk controls, access monitoring, and process reviews help maintain a secure operating environment.

Sensitive information is protected in transit and at rest by modern encryption standards.

Our processes are designed to align with applicable legal, operational, and data protection requirements.
A steadier way to earn fixed interest.
A simple pricing plan for business investments
To open a time deposit account, you first need to open a savings account. We will lead you there.
About the Calculator
This calculator provides indicative results for informational purposes only. The calculations are based on a 365-day year basis and assume consistent interest rates throughout the investment period.
Actual returns may vary depending on market conditions, account terms, and other factors. Please consult with our customer service representatives for personalized advice and current rates.
The results shown are not binding and do not constitute a contractual offer. All investments are subject to our terms and conditions.
A savings account is required before opening a time deposit account. Our savings accounts offer competitive interest rates with flexible access to your funds.
Features include:
- No monthly fees
- Easy online access
- Deposit insurance protection
- Flexible withdrawals
Time deposits (Festgeld) offer fixed interest rates for a predetermined period. Your funds are locked for the term duration, providing security and predictable returns.
Key information:
- Interest rates are fixed for the entire term
- Interest can be paid monthly, quarterly, annually, or at maturity
- Early withdrawal may not be possible or may incur penalties
- Minimum deposit requirements may apply
- Interest calculations use a 365-day year basis
Please note: When interest is paid before maturity (monthly, quarterly, or annually), it is credited to your linked savings account where it can earn additional interest.
Looking for a more reliable savings approach?
Speak with our team to understand available terms, deposit options, and the next steps to open an account.