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— Our partner banks —

Access to fixed-term deposits with established German banks

We work exclusively with regulated German banks operating under strict financial supervision and deposit protection. These partnerships allow clients to use structured fixed-term deposits with clearly defined terms and reliable conditions. Our focus is not on complexity but on providing access to stable savings solutions within one of Europe’s most trusted banking systems.

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Protected & secure

Your investment is placed with regulated German banks operating under strict supervision and deposit protection schemes.

▬ Unsere Prinzipien ▬

How we select partner banks

Die Grundlage unseres Sicherheitsansatzes
Regulated bank partners

We work exclusively with German banks operating within a formal supervisory framework.

Protected deposit structure

Eligible deposits benefit from the applicable statutory protection scheme.

Controlled digital processes

Account-related actions are handled through secure, structured workflows.

Clear information

We aim to communicate product terms and safeguards in a way clients can understand.

▬ Aktuelle Preise ▬

Indikative Festgeldzinsen

Available interest rates vary by partner bank, deposit amount, and selected term. The ranges below provide a general indication of current market conditions for German fixed-term deposits.
Kurzfristig

3-6 Monate

2,0 – 3,5
% p.a.
Mittel-langfristig

6-12 Monate

3,0 – 4,5
% p.a.
Langfristig

12-24 Monate

3,5 – 5,0
% p.a.
Figures are indicative and may vary depending on the partner bank’s conditions and market situation. Final terms are confirmed during the deposit process.

▬ Sicherheit ▬

Deutsche Einlagensicherungsstruktur

Deposits placed with German banks are protected through a structured two-tier system that provides a high level of security.
Statutory deposit guarantee

Up to €100,000 per depositor and bank is protected under the German statutory deposit guarantee system.

Additional protection funds

Many German banks also participate in voluntary protection schemes that may offer higher coverage than the statutory limit, depending on the institution.

▬ Process ▬

A simple, structured deposit process

The process is designed to be clear and efficient—from account setup through deposit to monitoring.
Open an account

Complete a straightforward onboarding process and confirm your identity.

Choose the partner bank

Select a fixed-term offer from our network of German banks.

Deposit funds

Transfer your funds securely via SEPA to the selected institution.

Track returns

Monitor your deposit and expected return through a clear account overview.

▬ Planning tool ▬

Estimate your potential return.

Interest payment 5.3 %
Total Savings
€ 73.175,62

To open a time deposit account, you first need to open a savings account. We will lead you there.

Looking for stable, predictable returns?

Speak with our team to explore fixed-term options with German bank partners and find a solution that fits your savings strategy.

Contact us
No minimum deposit required. Cancel anytime.